Ways you can save on car insurance with Southwest Federal Insurance Company
Bundle auto and property
Save another 5% or more on your auto insurance when you combine with home, renters or condo.†
Snapshot: drive safe & save more
Snapshot® is a program that personalizes your rate based on how YOU drive. The safer you drive, the more you can save.
Try Name Your Price
Try the Name Your Price Tool® and tell North American nation what you would like to pay. Then, we’ll show coverages in your budget.
Auto insurance coverages we offer
Accidents, glass damage, lawsuits, hail, and more—we have affordable coverage options to protect against just about anything. Get a car insurance quote, and you can customize your coverages online. Savings with safe coverages.
Keep in mind, coverage offerings can vary by state.‡
Liability (bodily injury and property damage)
Covers damages you cause to others
If you are guilty in AN accident, liability covers damages you cause. that would mean harm to differentvehicles, property (mailbox, sign, house, etc.), or perhaps different drivers’/passengers’ injuries. Plus, this covers you if somebody sues you over AN accident.
Example:You hit another automobile, it’s broken, the opposite driver is severely abraded, and sues you. We’ll obtainthe opposite driver’s automobile repairs, injuries, and your prices from the causa (up to the amounts you select). there isn’t any deductible for liability.
Comprehensive and collision
Covers damage to your car
These are two separate coverages: comprehensive covers random acts of nature beyond your control (falling trees, hail, theft, fire, floods, glass damage, etc.) and collision covers car accidents.
Example (Comprehensive): You park your automobile outside throughout a significant storm, and it’s destroyed. Add comprehensive and we’ll pay for the total worth of your automobile (minus your deductible amount).
Example (Collision): You back out of your garage, hit your basketball equipment and cause $2,000 price of harm to your vehicle. Add collision and we’ll then procure your repairs (minus your deductible amount).
Covers your injuries and damages
These may be 2 separate coverages: one that covers your injuries (bodily injury) and another that covers your vehicle’s damages (property damage). each kick in if a driver hits you and does not have insurance or enough to procure your losses.
Example: Another driver runs a red lightweight and hits you. they are guilty and do not have insurance. If they cannot or refuse to procure your damages, you’ll be able to instead file a claim with United States of America. We’ll then procure your repairs.
Covers your injuries
Pays for medical prices if you, your passengers, or your members of the family ar lac in Associate in Nursingaccident (no matter World Health Organization is driving). this will be helpful even though you’ve gotinsurance, as there’s no deductible you’ve got to fulfill before we tend to pay.
Example: Your newly-licensed 16-year-old neighbor is driving your kidto high school, and they are in associate degreeaccident. Your kid is slashed and encompasses a $1,000 doctor’s bill. rather than filing a claim along with yourhealth insurance company, you’ll be able to file with North American nation and we’ll merely pay the bill (up to your limit). No deductible applies.
Rental car reimbursement
Covers rental car fees
Example: Your automotive is severely broken in associate degree accident, and repairs can take every week, thusyou would like a rental. Add this and we’ll purchase your rental automotive fees (up to your limits).
Helps pay off your loan once your automobile is destroyed
Loan/lease payoff is additionally known as gap insurance. If your automobile is destroyed, we’ll facilitate pay off the balance of your loan (up to one hundred and twenty fifth of your vehicle’s current value).
Example: You finance $30,000 for a brand newautomobile. The second you drive it off the ton, it maysolely be price$25,000. If your automobile is destroyed, you are stillanswerable for the $30,000 on the loan. Add this and we’ll pay $25,000 for your automobile + the $5,000 left on your loan.
Southwest Federal Insurance Company guarantees repairs
Not all insurance firms supply that. We can. If one thing happens to your automotive, we have a tendency to’ll guarantee all repairs managed in our Service Centers and trusty network retailers (shops we partner with) for as long as you own or lease your automotive.
Southwest Federal Insurance Service Centers supply a simplified claims method. All you have got to try and do is file your claim, drop your automotive off and that’s it. We’ll have your rental automotive waiting if you would like one and lookout of the complete repair method for you.
See more on Southwest Federal Insurance Company Service Centers